Hidden Commission Claims – Get Car Finance Refunds for Mis‑Selling

Why You Might Be Due Money

If you arranged car finance between 2007 and 2021, there’s a chance the dealership or broker earned a secret commission from the lender and kept it quiet. That undisclosed fee can make your agreement unfair and potentially unlawful, so you may be entitled to compensation today.

How hidden commission could have cost you:

Higher monthly payments – the lender may have charged a higher rate to cover the broker’s kick-back.
Biased lender choice – you were placed with the lender paying the biggest commission, not necessarily the best deal.
Concealed in the small print – the commission was rarely highlighted or properly explained.

Courts ruled in 2024 that these practices can be unlawful, meaning you can claim a refund even if the finance is settled or the car is sold.

Check in 60 Seconds

Answer a few quick questions to see if you're owed money from hidden car finance commission. No documents required.

No Win, No Fee

There’s nothing to pay upfront. If your claim isn’t successful, you won’t owe a penny.

FCA-Regulated Experts

Your claim is handled by FCA-regulated professionals who understand the finance system and will help you pursue the compensation you deserve.

This service is completely free and comes with no obligation.

We work exclusively with FCA-authorised experts, ensuring your information stays 100% confidential and your claim is handled quickly and professionally.

Check My Claim Now

Who Can Claim?

You might qualify if:

You bought a car using PCP or HP finance between 2007 and January 2021
You used a dealer, broker, or car supermarket
You were not told how much commission they were paid
Your finance has ended or is still ongoing

You don’t need to know your lender or have any paperwork — we can help you find out.

How Much Could You Get?

Typical refunds range from £1,000 to over £3,000, depending on:

How much you borrowed
How long your finance ran for
The size of the commission

Some drivers have claimed £5,000+.

Claim Back Hidden Commissions and Safeguard Your Finances

Check My Claim Now

Our Promise To You

We believe in clarity, trust, and no pressure.

Our service costs you nothing, no hidden fees, ever. If you pursue a claim through one of our FCA-regulated partners we may earn a commission, but we’re committed to providing honest, unbiased guidance so you can make the best decision for yourself.

Simple & Stress-Free Process

We match you with FCA-authorised claims experts

• Free eligibility check – no obligation

• No win, no fee – you only pay if you win

• We’ve helped thousands of people like you

FAQS

What exactly is undisclosed commission? +

It’s money paid by the lender to the dealer or broker that wasn’t clearly disclosed to you. In many cases, this affected the interest rate you were given.

Can I claim if my car finance ended years ago? +

Yes. Claims cover agreements from 2007 to January 2021, regardless of whether the finance is still active or has ended.

Do I need all my finance paperwork? +

No. Even without paperwork, we can usually find all necessary details from lenders on your behalf.

How long does a claim take? +

Most claims resolve within 3 to 6 months, though complex cases may take longer.

Will claiming affect my credit rating? +

No. These claims are about refunding past overcharges and do not affect your credit score.

How much does it cost? +

There’s no upfront fee, and no win, no fee – you only pay if the claim is successful. Our partner experts handle everything.

Can I claim for multiple cars? +

Yes. If you financed more than one vehicle in the eligible period, you could submit multiple claims, one per agreement.

How is the compensation calculated? +

Refunds include the excess interest you paid and any extra commission added into your repayments, calculated by your lender and our specialists.

You Could Be Owed £1,000s in Car Finance Refunds – Check in 60 Seconds